Can my father and I connect all of the tyro loans, even yet they have been from opposite lenders?


Anonymous March 31, 2014 at 1:48 pm

You can;t consolidate federal loans with private loans, and you can’t consolidate your loans with his. But, yes, you can consolidate your own loans from different lenders together if they are all private or they are all federal.

March 31, 2014 at 2:36 pm

No you can not, one is under his and one is under yours. I wish they could do that, but they don’t. good luck

Jman242 March 31, 2014 at 2:47 pm

Sorry guys, both of you are wrong, at least half way (right in regards that a couple cannot consolidate their loans together), if you go through Direct Loans the following is typically true:

What kinds of loans can be consolidated?
Most federal student loans are eligible for consolidation, including subsidized and unsubsidized Direct and FFEL Stafford Loans, Direct and FFEL PLUS Loans, Supplemental Loans for Students (SLS), Federal Perkins Loans, Federal Nursing Loans, Health Education Assistance Loans, and some existing consolidation loans. Private education loans are not eligible for consolidation. If you are in default, you must meet certain requirements before you can consolidate your loans.

Note: A PLUS Loan made to the parent of a dependent student cannot be transferred to the student. Therefore, a student who is applying for loan consolidation cannot include his or her parent’s PLUS Loan.

For a complete list of the federal student loans that can be consolidated, contact the Direct Loan Origination Center’s Consolidation Department by calling 1-800-557-7392 or visit TTY users may call 1-800-557-7395.

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