IM LOOKING FOR A PERSONAL LOAN BUT I HAVE BEEN TURNED DOWN BY SEVERAL BANKS AND CREDIT CARD.?

They all give the same reason which is a high debt to income comparative measure and which i cant disaggree with. Most all my cards have been maxed out which totals about 20,000. however, my income is verifable at 30,000 a year but i essentially have about 70,000 a year. this is since i work roughly particularly for tips and i am on a tip correspondence agreement with the irs and they determine for me to compensate taxes on $21 per hour. I essentially have closer to $40 per hour. So at your convenience i request for a loan they contend i dont have sufficient to clear it. I do assimilate the logic at the back of the preference but does any one know of a association which still takes settled income as explanation for a loan or is any particular who is peaceful and means to give a loan for $12,000. I have any and all support you need. I have had the same pursuit for over 8 years. However i am seeking for a required sort loan with a somewhat higher seductiveness rate than the bank. I will not send you any income and will not be you do any commercial operation with persons from any alternative countries. I am critical and bona fide and i will usually do commercial operation with someone which is the same.

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sunshine April 18, 2010 at 1:25 pm

Your chances are greater if you get a co-signer who has good credit!!
And also, stop applying for every offer. It lowers your credit score tremendously. When you apply for credit, on your credit report they are called “inquiries”. They stay on your report for 2 years, you can not get them removed, and when lenders see that, they think that you are have debt problems and you are financially desperate. This is making it harder for them to approve you for a loan, no matter how much you make!

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